General life updates
Feb. 1st, 2020 08:02 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
anniethebruceI really shoudl check in here.
My Grand Am I've been loving for almost three years blew its transmission less than a week after I spent $366 on two tires and an alignment. Getting that work made sense at the time, but I wish I was psychic.
Spending a lot more than that replacing the car, my friend is selling me her 2005 Ford Taurus so I'm OK on that front, if a bit poorer.
Starting November I've been working on rebuilding my credit and decided to push to a good account mix with revolving and installment accounts ASAP, would help my average account age and get more positive history on my report and get out of thin file purgatory. The plans did in part expect my Grand Am to last another 6 months to a year, which was a reasonable expectation but obviously did not pan out. It's a manageable hiccup though. I have shot up over 100 points since November, though I did have a brief dip due to inquiries and a hit when the loan first hit my account. Three revolving accounts(Discover, Mastercard, and Firestone), two installments, that should have me set for a while. Just make payments, and my score will go up quite a bit. And then I'll be able to qualify for better cards and maybe even a good car loan. And in a few years, if I get the income to back it up, maybe even a mortgage.
Oh also I'm in a triad with two other trans women which is amazing.
My Grand Am I've been loving for almost three years blew its transmission less than a week after I spent $366 on two tires and an alignment. Getting that work made sense at the time, but I wish I was psychic.
Spending a lot more than that replacing the car, my friend is selling me her 2005 Ford Taurus so I'm OK on that front, if a bit poorer.
Starting November I've been working on rebuilding my credit and decided to push to a good account mix with revolving and installment accounts ASAP, would help my average account age and get more positive history on my report and get out of thin file purgatory. The plans did in part expect my Grand Am to last another 6 months to a year, which was a reasonable expectation but obviously did not pan out. It's a manageable hiccup though. I have shot up over 100 points since November, though I did have a brief dip due to inquiries and a hit when the loan first hit my account. Three revolving accounts(Discover, Mastercard, and Firestone), two installments, that should have me set for a while. Just make payments, and my score will go up quite a bit. And then I'll be able to qualify for better cards and maybe even a good car loan. And in a few years, if I get the income to back it up, maybe even a mortgage.
Oh also I'm in a triad with two other trans women which is amazing.
